Newt's interesting no-interest Tiffany's loan
Updated: 2011-05-31 03:38:33
While summer doesn't begin until late June, it already feels like it in most parts of the United States (especially here in Texas). I don't know about you, but I'm already dreaming of my summer vacation. It's not planned yet, but I'm not too stressed out about it. I've been saving for a trip little by little every week, and I have enough Continental frequent flier miles to get me a round-trip ticket to pretty much anywhere the airline flies.
Before you get too lost in thought about your next vacation, read on for my roundup of my favorite posts from the past week from the personal finance blogosphere.
Here's 10 $20 bills, and a $5 bill. Take them. They're free. You want them?
Apparently you don't.
In a time when saving is in vogue, it would seem that $200 is a sizable enough sum not to disregard. Yet the average household that participates in loyalty programs fails to redeem $205 of $622 in rewards each year, be it airline miles or points accrued from shopping and credit card use.
: Living with credit 378 New , interesting products 91 Research , regulation , industry reports 214 Rewards 35 Protecting yourself 143 The fine print 60 Credit card miscellany 353 Add category 1 Celebrity Money Watch 2 Print Email Emily's list : Fear of Friday the 13th edition Emily Starbuck Gerson May 13, 2011 Living with credit Did you know that friggatriskaidekaphobia means a fear of Friday the 13th I found an old National Geographic article about the origins of this day , and it mentioned this startling statistic from the Stress Management Center and Phobia Institute in Asheville , NC : It's been estimated that 800 or 900 million is lost in business on this day because people will not fly or do business they would normally do . The organization also estimates that 17 million to 21
: Living with credit 378 New , interesting products 91 Research , regulation , industry reports 214 Rewards 35 Protecting yourself 143 The fine print 60 Credit card miscellany 353 Add category 1 Celebrity Money Watch 2 Print Email Emily's list : Debt ceiling edition Emily Starbuck Gerson May 20, 2011 Living with credit Personal debt and bankruptcies often just affect one family . Business bankruptcies can affect anywhere from a handful to thousands of workers . But can you imagine how many millions of people will be impacted if the federal government defaults on its loans and maxes out its figurative credit cards The United States government just hit its debt ceiling this Monday , May 16. This means we have hit the limit for how much we are legally allowed to borrow , even from within
I'm happy to see that My Personal Finance Journey -- host of the 310th edition of the Carnival of Personal Finance -- likes Smurfs. Or, perhaps more accurately, my blog post from last week titled "A new player in the Smurf game: a parental wallet."
If you lose thousands of dollars in the game Monopoly, you may very well wind up bankrupt. However, all financial ruin abates when you put the pieces away, with no harm done to your actual assets. That's not the case with an investment in graduate school.
I'm about to borrow $150,000 to pay for my legal education, and I'm doing it far away from the safety of a game board. I know I stand to lose a lot more from this transaction than a utilities or a railroads card.
Double-Edged Sword of Lower Interest Rates by Mary Miso on May 30, 2011 Low interest rates undoubtedly , are a double-edged sword . Alfred King discusses the dual nature of low interest rates in a recent blog post on FredericksBurg.com . He talks about the downside of low interest rates which , he says , favor borrowers and penalize savers . He is referring to the policy bias by the Federal Reserve to keep interest rates low for an extended period which gives borrowers an unfair advantage over those who are dependent on their . savings At times like these , it is the natural tendency of people to spend if they see that there’s not much to gain by saving , which is precisely the goal of the Fed and the current Administration , according to King . People are being forced to look for higher ,
Credit Card Use Making Life Harder For Boston Cab Drivers by Carol Aliman on May 30, 2011 Boston cab drivers are busier than they have been in years . Analysts say that this growth has been partly influenced by installing credit-card machines in the cabs , making them more attractive to riders who prefer to use cards when the fare is more expensive . The new mobile payment service has provoked tension among drivers , passengers and city regulators . Cab drivers say companies behind the card machines have taken advantage and profited at their expense . Drivers have to pay 5 6 processing fees on credit-card fares and pay 1.50 every time they take out cash from the account in which the payments are deposited . These fees have reduced their take-home pay roughly equivalent to the minimum wage
Small Business Credit Cards Are Huge Personal Liability Risk by Carol Aliman on May 30, 2011 Small business owners are facing a huge personal liability risk from using small business credit cards Since small business cards are so easily attained these days even if the business owner doesn’t qualify many prospective business owners have gained access to these cards in the hopes of starting and operating a small business from their . residence New regulations established with the CARD Act which was signed into law by President Obama were supposed to shield credit card users from this type of risk . Credit card issuers don’t expect customers to read the clauses on their card applications too cautiously . In the past , card issuers have included clauses that allowed them to change terms and
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com What To Do If You Can’t Make Your SBA Loan Payments by Gerri Detweiler on 05 30 2011 Across the country , many business owners are fighting not only to keep the doors to their businesses open , but to keep up with payments on their business debts . Falling behind on an SBA loan can be particularly scary because it may be one of the largest debts the business owes , and because these loans often involve personal guarantees and . collateral Here’s what you need to know if you’ve taken out an SBA loan and can’t keep up with the . payments Because SBA loans are guaranteed by the federal government , misconceptions about the collection process abound . There are a lot of people who have this fantasy that the government is
: Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Follow Friday : Weekly Web Roundup 5 27 11 by Tim Langevin on 05 27 2011 We’re on the verge of new payment technology that could make our lives a lot easier . Unfortunately , we may be paying for these convinces with the risk of identity theft . We’ve also included a credit card best practices post that offers great tips for healthy credit use . And we can’t leave out the graduating class of 2011 with a big shout out—and dose of financial wisdom . As always , if you enjoy any of our favorite bloggers , we encourage you to follow them on Twitter for regular updates . And don’t forget to follow Credit.com at CreditExperts Person-to-Person Lending Becomes Easier at Big Banks If you’re buying something on e-bay , paying
Lack of Federal Funding for College Students by Carol Aliman on May 30, 2011 A study released by the Institute for College Access and Success discovered that more than 1 million students across 31 states in the U.S . are faced with a lack of funding from the Federal government and , as a result , many college students don’t have access to the financing that they . require Federal lending has always been a low-cost lending source and a great help for American students attending community colleges to avoid the high tuition and fees at 4-year institutions . Debbie Cochrane , a program director at the Institute for College Access and Success said , Federal student loans should always be considered before relying on credit cards to get by or taking out a private student loan or resorting to
Various Rewards Programs That Can Help You Save Money by Carol Aliman on May 30, 2011 Credit cards rewards can be used in a variety of ways . They can help you save money and at the same time provide incredibly attractive perks as competition from card issuers continues to heat . up If you want to earn cash back or points redeemable for gifts , some independent cash back and reward points programs are worth taking a look at . These loyalty reward points programs offer the same type of incentives that many of the credit card issuers offer , including cash back programs , free flights , discounts on merchandise and hotel discounts and rebates . Examples of these type of programs include MyPoints.com and the Thank You Network . If you want cash back programs , go to Ebates.com , Big Crumbs ,
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Banks Now Look to Prepaid Cards for Revenues by Credit.com on 05 28 2011 Banks have begun issuing more prepaid cards to increase revenues lost to laws such as the Credit Card Accountability , Responsibility and Disclosure Act and the Dodd-Frank Consumer Protection Act , and these accounts have been adopted quickly by many groups , according to a report from Bloomberg Businessweek . In particular , prepaid cards have become popular with state governments who issue benefits on them , rather than by mailing paper checks . Doing so can save agencies as much as 75 percent of the costs for distributing . benefits Related Article : A New Trend---Plastic Paychecks We’re just at the beginning of many of our government clients
Choosing The Better Credit Card Offers by Carol Aliman on May 30, 2011 Looking for new credit card offers For those with excellent credit , some great new offers from card issuers are coming your way . Card issuers are aggressively adding features and incentives to stir consumer . demand There’s a few things to keep in mind in pursuing any new credit card offer Some offers come with a zero percent introductory APRs . However , be aware of the go-to rate and know the APR range once the introductory period ends . You can do this by re-checking the terms and conditions . If a balance transfer credit card is what you’re looking for , make sure you can pay off the balance within the introductory period . These type of offers typically have fees associated with transferring a balance so you also
Credit Power Index At Lowest Level Since 2008 by Mary Miso on May 29, 2011 Using an article republished with permission from The Street , Matt Brownell writes for NuWire Investor to explain why the Credit Power Index is at its lowest level in three years as reported by credit and interest analyst , . RateWatch The index now is not being driven by any appreciation in CD interest earnings but rather by the lowest interest rates since 2008. As CDI measures the difference between the interest earned on certificates of deposit and the interest charged on specific loan products , a big gap means it’s bad for borrowers and bank investment . purchasers The seed article from The Street presents the scenario that explains how , during the recession , consumers resist getting into debt , pay with
Risks And Rewards In Using Cash Advances by Carol Aliman on May 29, 2011 Getting cash fast from your credit card Knowing the steps might be easy when using a credit card for a cash advance , but it can be financially risky and is undoubtedly very expensive . So make sure you understand the risks and rewards and how taking a cash advance really . works Cash advances are tempting because it doesn’t take long to get the cash . Card issuer can get you a cash advance by depositing it directly into your bank account or you can also choose to write a check to pay it off . The latter will appear as a balance transfer deal in your . mail Credit card advances , for your own sake , should only be used when you have nowhere else to turn because the excessive fees are eye opening . These fees can be as
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com 10 Stores With Price Match Guarantees by Bundle on 05 29 2011 by Presh Talwalkar , for Bundle on 05 29 2011 Photo by Katherine Johnson A lot of stores say they have the lowest prices . Some go further and advertise they will match or beat lower prices found at competitors . While these price match guarantees often have restrictions most won't match pricing at Internet-only stores like Amazon.com they can still offer a great way to save both time and money . Here's a guide to some of the major stores that offer price match guarantees . Back Next Bundle's award-winning tools and expert advice make decisions about money spending and saving . easy Comments Cancel reply Leave a Comment Name E-mail Website Featured Posts 10
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com New Law Would Increase Mortgage Down Payment Requirements by Credit.com on 05 29 2011 House Republicans recently discussed but have not yet introduced a bill that would push the required down payment for an FHA-backed mortgage to 5 percent , up from the current rate of 3.5 percent , according to a report from Fox News . The proposed change , which drew fire at a House Financial Services subcommittee hearing , comes because the FHA is cash-strapped as a result of the massive number of foreclosures nationwide . Currently , the government agency insures about 5 million . mortgages Article : FICO Releases Research to Profile Strategic Defaulters However , critics argue that introducing such a measure could be disastrous
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com New Law Would Increase Mortgage Down Payment Requirements by Credit.com on 05 29 2011 House Republicans recently discussed but have not yet introduced a bill that would push the required down payment for an FHA-backed mortgage to 5 percent , up from the current rate of 3.5 percent , according to a report from Fox News . The proposed change , which drew fire at a House Financial Services subcommittee hearing , comes because the FHA is cash-strapped as a result of the massive number of foreclosures nationwide . Currently , the government agency insures about 5 million . mortgages Article : FICO Releases Research to Profile Strategic Defaulters However , critics argue that introducing such a measure could be disastrous
Keeping It Simple Is Best With Cash Back Cards by Mary Miso on May 29, 2011 The only things credit cards have over hard cash are their rewards in points and miles . Unless you know how to choose the right cash back credit cards and use them wisely , you’re bound to be . disappointed Reward offers vary from card to card , some give cash rebates on all purchases while others base them on the categories of spending and still others on the changes in the nature of consumer . spending The simpler the better . That’s the advice given by Jason Steele in his recent post on MoneyCrashers.com . Jason’s an expert in personal finance who has examined hundreds of cash back offers and shares the results of his study to help consumers who are lost in the maze of reward . offers Jason reviews the top 8
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Reckless Endangerment” Examines Who Burst the Bubble by Christopher Maag on 05 28 2011 If the housing boom was a drug epidemic , investors were like crack addicts , driven by the need for more and more profit . Mortgage brokers were the street dealers , doing the dirty work to get the deals . done And Wall Street was the drug cartel . Investment firms including Goldman Sachs , Merrill Lynch and Lehman Brothers controlled the mortgage business from top to bottom . They knew they were selling poison . But they continued anyway , because they were making so much money , according to Reckless Endangerment , 8221 a new book by New York Times writer Gretchen Morgenson and financial consultant Joshua . Rosner It’s the second
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Banks Now Look to Prepaid Cards for Revenues by Credit.com on 05 28 2011 Banks have begun issuing more prepaid cards to increase revenues lost to laws such as the Credit Card Accountability , Responsibility and Disclosure Act and the Dodd-Frank Consumer Protection Act , and these accounts have been adopted quickly by many groups , according to a report from Bloomberg Businessweek . In particular , prepaid cards have become popular with state governments who issue benefits on them , rather than by mailing paper checks . Doing so can save agencies as much as 75 percent of the costs for distributing . benefits Related Article : A New Trend---Plastic Paychecks We’re just at the beginning of many of our government clients
: , Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com The Credit Line : Natural Disasters , ARM Resets Soldiers Under Financial Fire by Credit.com on 05 27 2011 Tune in to this week’s installment of The Credit Line , hosted by Credit.com’s chairman and co-founder Adam Levin on Los Angeles’ KFWB 980 AM this Saturday , May 28, at 9 a.m . PST Noon . EST The show is co-hosted by L.A . radio personality Jeff Levy When Disaster Strikes In light of the recent flood tornadoes that ripped through the Midwest , we’ll be talking about the aftermath and why identity thieves love to target victims of natural disasters . Tune in to find out what you can do to make sure you’re prepared and why it’s important to have a plan in place before the next disaster . strikes ARM Reset
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Business Credit Cards to Cut Travel Costs by Beverly Blair Harzog on 05 27 2011 When you’re running a business you’re always looking for ways to trim costs . If your business requires frequent travel—either by plane or by car—expenses add up quickly . So I’ve picked out three business cards that can save you money based on what your specific travel needs . are First , a caveat : Remember that business credit cards are not covered by the Credit CARD Act of 2009. This means you’re not protected from card issuer actions such as retroactive interest rate increases and other unfair . practices So if you use a business credit card—and a Federal Reserve study showed that 83 percent of businesses do—pay off your balance
: , Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com The Credit Line : Natural Disasters , ARM Resets Soldiers Under Financial Fire by Credit.com on 05 27 2011 Tune in to this week’s installment of The Credit Line , hosted by Credit.com’s chairman and co-founder Adam Levin on Los Angeles’ KFWB 980 AM this Saturday , May 28, at 9 a.m . PST Noon . EST The show is co-hosted by L.A . radio personality Jeff Levy When Disaster Strikes In light of the recent flood tornadoes that ripped through the Midwest , we’ll be talking about the aftermath and why identity thieves love to target victims of natural disasters . Tune in to find out what you can do to make sure you’re prepared and why it’s important to have a plan in place before the next disaster . strikes ARM Reset
: Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Hackers Target Small Businesses : Verizon Report by Credit.com on 05 27 2011 By Brian McGinley Identity Theft 911 Small businesses take note : Verizon recently just released its 2011 data breach report and the findings have real implications for companies with fewer than 100 . employees The number of stolen records dropped dramatically to 4 million in 2010, down from 144 million in 2009. But the tally of confirmed breaches rose sharply to 761 from 141 the previous . year How can we explain these numbers Hackers are changing their tactics and chasing opportunities . They’ve noticed that many larger corporations are doing a better job of protecting their information . So black hats are honing in on lower-tier business
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Credit Card Profits Rose Despite Federal Regulations by Credit.com on 05 27 2011 The credit card industry experienced a sizeable increase in net pre-tax profits in 2010, rising to 18.5 billion , up from the previous year’s 13.6 billion , according to a report from the industry analyst firm R.K . Hammer . This increase in profits came despite the predicted and much-heralded declines in . revenues Featured Tool : 160 Get your free Credit Report Card from Credit.com Overall , lenders lost 3.2 billion in revenues between 2009 and 2010, as both interest and fee income slipped , the report said . However , operating expenses , the blended cost of funds and net charge offs all saw significant declines as well , and costs
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Credit Card Profits Rose Despite Federal Regulations by Credit.com on 05 27 2011 The credit card industry experienced a sizeable increase in net pre-tax profits in 2010, rising to 18.5 billion , up from the previous year’s 13.6 billion , according to a report from the industry analyst firm R.K . Hammer . This increase in profits came despite the predicted and much-heralded declines in . revenues Featured Tool : 160 Get your free Credit Report Card from Credit.com Overall , lenders lost 3.2 billion in revenues between 2009 and 2010, as both interest and fee income slipped , the report said . However , operating expenses , the blended cost of funds and net charge offs all saw significant declines as well , and costs
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Making a Memorial Day Gift Don’t Get Conned by Christopher Maag on 05 27 2011 This Memorial Day , you may be moved to donate money to a charity that helps veterans and active-duty soldiers . There are plenty of good groups that need your help , including the Fisher House Foundation which operates like a Ronald McDonald House for soldiers , providing housing to wounded veterans and their families as they receive medical . care There’s also the National Military Family Association which runs programs including those that help spouses of active duty soldiers go to college , and offer camps for the families of wounded soldiers . Both groups receive an A+ from the American Institute of Philanthropy for running quality
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Making a Memorial Day Gift Don’t Get Conned by Christopher Maag on 05 27 2011 This Memorial Day , you may be moved to donate money to a charity that helps veterans and active-duty soldiers . There are plenty of good groups that need your help , including the Fisher House Foundation which operates like a Ronald McDonald House for soldiers , providing housing to wounded veterans and their families as they receive medical . care There’s also the National Military Family Association which runs programs including those that help spouses of active duty soldiers go to college , and offer camps for the families of wounded soldiers . Both groups receive an A+ from the American Institute of Philanthropy for running quality
: Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Shrink College Costs : Ways to Make College Affordable by Credit.com on 05 27 2011 Today on Talk Credit Radio : Friday , May 27, 2011 Strategies for Making College Affordable It’s graduation season for many high school students and with graduation comes a combination of excitement and anxiety as many graduates—and their parents—worry about how to pay for college . College financing expert Lynn O’Shaugnessy will be joining Talk Credit Radio this week to reveal her strategies for making college affordable . A popular journalist , author and blogger at TheCollegeSolution.com Lynn will share advice from her book and popular columns , including the best and worst paying college degrees and surprises as well as how to
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Business Credit Cards to Cut Travel Costs by Beverly Blair Harzog on 05 27 2011 When you’re running a business you’re always looking for ways to trim costs . If your business requires frequent travel—either by plane or by car—expenses add up quickly . So I’ve picked out three business cards that can save you money based on what your specific travel needs . are First , a caveat : Remember that business credit cards are not covered by the Credit CARD Act of 2009. This means you’re not protected from card issuer actions such as retroactive interest rate increases and other unfair . practices So if you use a business credit card—and a Federal Reserve study showed that 83 percent of businesses do—pay off your balance
: Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Shrink College Costs : Ways to Make College Affordable by Credit.com on 05 27 2011 Today on Talk Credit Radio : Friday , May 27, 2011 Strategies for Making College Affordable It’s graduation season for many high school students and with graduation comes a combination of excitement and anxiety as many graduates—and their parents—worry about how to pay for college . College financing expert Lynn O’Shaugnessy will be joining Talk Credit Radio this week to reveal her strategies for making college affordable . A popular journalist , author and blogger at TheCollegeSolution.com Lynn will share advice from her book and popular columns , including the best and worst paying college degrees and surprises as well as how to
: Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Follow Friday : Weekly Web Roundup 5 27 11 by Tim Langevin on 05 27 2011 We’re on the verge of new payment technology that could make our lives a lot easier . Unfortunately , we may be paying for these convinces with the risk of identity theft . We’ve also included a credit card best practices post that offers great tips for healthy credit use . And we can’t leave out the graduating class of 2011 with a big shout out—and dose of financial wisdom . As always , if you enjoy any of our favorite bloggers , we encourage you to follow them on Twitter for regular updates . And don’t forget to follow Credit.com at CreditExperts Person-to-Person Lending Becomes Easier at Big Banks If you’re buying something on e-bay , paying
: , Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Financial News Roundup : Some States More Stressed” Than Others , Banks Settle Military Foreclosure Lawsuit by Credit.com on 05 27 2011 Today’s top news headlines feature the settlement details reached between banks and military families in a far-reaching foreclosure case as well as reasons many ill Americans are missing out on new healthcare provisions . Plus , find out which states are the least . stressed Americans Fail To Take Advantage Of Pre-Existing Healthcare Insurance The Huffington Post Under the old healthcare system , a large number of Americans were denied insurance because they had pre-existing conditions , but a new provision allows them to obtain affordable care . However , millions of Americans
: , Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Financial News Roundup : Some States More Stressed” Than Others , Banks Settle Military Foreclosure Lawsuit by Credit.com on 05 27 2011 Today’s top news headlines feature the settlement details reached between banks and military families in a far-reaching foreclosure case as well as reasons many ill Americans are missing out on new healthcare provisions . Plus , find out which states are the least . stressed Americans Fail To Take Advantage Of Pre-Existing Healthcare Insurance The Huffington Post Under the old healthcare system , a large number of Americans were denied insurance because they had pre-existing conditions , but a new provision allows them to obtain affordable care . However , millions of Americans
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com California Strike Force” Will Target Mortgage Fraud at All Levels by Christopher Maag on 05 25 2011 California will start its own mortgage fraud strike force” to investigate alleged corruption at every stage of the lending process , from loan origination through the sale of mortgage-backed securities , according to a recent announcement by Kamala D . Harris , the state’s attorney . general Families are losing their homes , while those who perpetrated crimes and frauds against them walk free , 8221 Harris said in a press release W e will prosecute to the fullest extent of the law those who take advantage of trusting California families . 8221 The strike force will have 25 attorneys and investigators spread between Los
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Want to Charge Weed What Credit Card are You Carrying by Christopher Maag on 05 21 2011 A growing number of states have passed laws legalizing marijuana , and more states are currently considering legalization bills of their own . If you live in one of the 16 states that already allows marijuana to be purchased for medicinal use , you can charge it according to most major credit card issuers’ . policies If you’re a Mastercard holder , however , the fact that you’ve swiped weed expenses in the past doesn’t guarantee you’ll be able to do so in the . future The issue of purchasing medical marijuana is an emerging issue , and we’re continuing to look into it , 8221 says Jim Issokson , a spokesman for . MasterCard Visa and
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Tired of Getting Credit Card Offers in the Mail How to Opt Out by Beverly Blair Harzog on 05 20 2011 Credit Card : Question I keep getting credit card offers in the mail and I don’t need a new card right now . How do I make it stop : Answer More and more people are asking this question . Mail solicitations have gone way up , so that’s why folks are starting to get wary . If you’re not in the market for a new credit card offer , it’s really just junk mail to . you The Federal Trade Commission presents several ways to get away from these offers You can opt out for five years by calling 1-800-5-OPT-OUT or by visiting OptOutPrescreen.com which is the official consumer credit reporting industry website that’s set up for
: , Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Credit Line Radio : Michaels Stores Breach , Credit Card Marketing to Kids by Credit.com on 05 20 2011 Tune in to this week’s installment of Credit Line Radio , hosted by Credit.com’s chairman and co-founder Adam Levin on Los Angeles’ KFWB 980 AM this Saturday , May 21, at 9 a.m . PST Noon . EST The show is co-hosted by L.A . radio personality Jeff Levy The Michaels Stores Debit Fraud Mess Is shopping with a debit card safe anymore Arts and crafts retail giant Michaels says its customers are the latest victims of a Pin Pad scheme . The Texas-based company says thieves collected customer debit-card data by altering the devices that they use to swipe their cards . The thieves stole personal-identification numbers ,
: Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Yard Sale 2.0 : 6 Ways to Modernize and Cash In by Farnoosh Torabi on 05 20 2011 Photo Source : Yardsellr.com With so many ways to find used treasures on the Internet , how can your yard or garage sale gain foot traffic and stand out from the crowd Here are six tips on how to modernize your sale and boost . sales 1 Advertise and Sell Online , . Too Yes , you can advertise your yard sale on a tree down the street , but if you really want to go 2.0 and alert as many people as possible about your sale and the items you're selling , check out YardSellr.com a new web tool that helps spread the word about your specific items online to other Yardsellrs , your friends on Facebook and the news feeds of millions of Yardsellr
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Uncategorized Follow Friday : Weekly Web Roundup 4 1 11 by Tim Langevin on 04 01 2011 As always we’re bringing you our favorite blogs of the week . Check out the articles below for new facts , helpful 0 comments by Tim Langevin on 04 01 2011 FTC to Investigate Debt Collectors on Facebook by Christopher Maag on 03 17 2011 As we’ve covered in previous stories , debt collectors have started to use Facebook and other social media websites to track 0 comments by Christopher Maag on 03 17 2011 What Can Debt Collectors Say On Answering Machines by Gerri Detweiler on 03 09 2011 Talk about an uncomfortable situation . A reader recently contacted us about a message she found on her answering machine . The 5 comments by Gerri
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Credit Cards Consumers Spent More on Cards for Retail by Credit.com on 05 18 2011 April saw year-over-year increases in both the amount of transactions using checks , credit and debit cards , as well as the 0 comments by Credit.com on 05 18 2011 Most Major U.S . Lenders See Delinquencies and Charge Offs Drop by Credit.com on 05 17 2011 Fewer consumers were behind on their credit card bill payments in April , as those who were 30 days behind dropped 0 comments by Credit.com on 05 17 2011 You’ve Got Mail : How to Take Advantage of New Credit Card Offers by Beverly Blair Harzog on 05 17 2011 Recently , I was a guest on WOOD Radio in Michigan talking about credit card offers that feature bonuses and perks . A whopping 0
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Credit Card News Consumers Spent More on Cards for Retail by Credit.com on 05 18 2011 April saw year-over-year increases in both the amount of transactions using checks , credit and debit cards , as well as the 0 comments by Credit.com on 05 18 2011 Financial News Roundup : Many Americans Underemployed , Low Enrollment in Government Health Program by Credit.com on 05 18 2011 Today’s top news headlines feature the reasons enrollment numbers in the government’s pre-existing conditions health program remain low and the 0 comments by Credit.com on 05 18 2011 Most Major U.S . Lenders See Delinquencies and Charge Offs Drop by Credit.com on 05 17 2011 Fewer consumers were behind on their credit card bill payments in April ,
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Personal Finance News Consumers Spent More on Cards for Retail by Credit.com on 05 18 2011 April saw year-over-year increases in both the amount of transactions using checks , credit and debit cards , as well as the 0 comments by Credit.com on 05 18 2011 Bank of America Wins Praise , Hikes Fees by Christopher Maag on 05 18 2011 Bank of America has won praise lately for doing a better job than most big banks of informing customers about 0 comments by Christopher Maag on 05 18 2011 Financial News Roundup : Many Americans Underemployed , Low Enrollment in Government Health Program by Credit.com on 05 18 2011 Today’s top news headlines feature the reasons enrollment numbers in the government’s pre-existing conditions
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Credit Tips You’ve Got Mail : How to Take Advantage of New Credit Card Offers by Beverly Blair Harzog on 05 17 2011 Recently , I was a guest on WOOD Radio in Michigan talking about credit card offers that feature bonuses and perks . A whopping 0 comments by Beverly Blair Harzog on 05 17 2011 Credit Line Radio : The Subprime Mess , Bin Laden Scams , Credit and Divorce by Credit.com on 05 13 2011 Tune in to this week’s installment of Credit Line Radio , hosted by Credit.com’s chairman and 0 comments by Credit.com on 05 13 2011 Find the Perfect Job on Talk Credit Radio by Credit.com on 05 13 2011 On today’s Talk Credit Radio , host Gerri Detweiler will talk with Judi Perkins about how to find the perfect job , even in
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Loans Top Payday Lender Sings Federal Consumer Watchdog’s Praises by Christopher Maag on 05 13 2011 The Consumer Financial Protection Bureau’s newest admirer may come as a surprise to some , but he’s making no secret about 2 comments by Christopher Maag on 05 13 2011 Citizens Bank Settles Discrimination Lawsuit by Christopher Maag on 05 10 2011 Citizens Bank has agreed to settle a federal lawsuit over allegations that it systematically denied loans to African-American neighborhoods in 0 comments by Christopher Maag on 05 10 2011 Credit Continues to Grow as Economy Improves by Credit.com on 05 06 2011 During March , consumers increased the amount of credit they carry on a year-over-year basis across nearly every
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Debt TweetChat : Jean Chatzky Answers Your Questions DebtDiet by Tim Langevin on 05 17 2011 Join Credit.com and personal finance expert Jean Chatzky for a Tweet Chat on Thursday May 19th at 11:00 a.m . PST 0 comments by Tim Langevin on 05 17 2011 Fake” Debt Collection Court Lawyer Silent In Real Trial by Christopher Maag on 05 09 2011 The company that used a fake courtroom to threaten a widow with jail and to steal her son’s car found 1 comment by Christopher Maag on 05 09 2011 New Federal Rule Protects Benefits from Garnishment by Gerri Detweiler on 05 05 2011 A new rule protecting certain federal benefits from garnishment became effective May 1, 2011. The regulation , titled , Garnishment of Accounts 1 comment by
, , Home Page Today's Paper Video Most Popular Times Topics Search All NYTimes.com Business Day Your Money World . U.S N.Y . Region Business Technology Science Health Sports Opinion Arts Style Travel Jobs Real Estate Autos May 19, 2011, 8:49 am Thursday Reading : Traveling the Mediterranean on a Budget By ANN CARRNS A variety of consumer-focused articles appears daily in The New York Times and online in our blogs . Each weekday morning , we gather them together here so you can quickly scan the news that could hit your wallet . Job market tough for new college graduates Business Hybrid car owners want carpool privileges extended . Environment Better protections needed for checking accounts Opinion For Delta merger with Northwest , the devil is in the details Business Mobile apps that help
, About us Blog Login Free Credit Tools Credit Report Card Get your free credit grade and detailed credit . profile Sign Up Now Log in Identity Risk Score Quickly assess your risk of identity theft for . free Sign Up Now Log in Compare Credit Cards Cards for Bad Credit PrePaid Debit Cards Secured Cards Student Cards Rewards Cards No Annual Fee Cards Balance Transfer Low Interest Cards Business Cards Cards by Credit Score Excellent Credit 750+ Good Credit 700-749 Fair Credit 650-699 Poor Credit 600-649 Bad Credit Below 599 No Credit Limited Credit Credit Reports Scores Free Trial Credit Score Credit Reports Monitoring Identity Theft Protection FICO Scores Find a Loan Personal Loan Student Loan News Advice Credit News Topics Most Popular Our Experts Home Research Research , Surveys